What is the rule in a medical insurance company sending you a notice that a dependent wasn't covered back in January but you were never notified until the end of September?

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Why wasn't the dependent covered? Can you prove you were never notified? Is COBRA or HIPAA involved? What does the Insurance Contract say? Brochures? Did the insurance company have an obligation to notify you?

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First answer by Steveshorr. Last edit by Steveshorr. Contributor trust: 424 [recommend contributor]. Question popularity: 11 [recommend question]

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