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Q: What is the state of Virginia law on liability for damage caused by an owned animal?
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Does your minimum liability insurance pay for damage caused to the other person's car when you are at fault?

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Is the lady that ran into the rear of your car responsible for my car if she did not have liability insurance?

Assuming the woman is at fault and caused the accident, she is certainly responsible for the damage caused. Whether or not a person has insurance has no impact on liability and they are still legally required to compensate you for the damage. If she refuses to pay outright, you will have to take her to court in order to recover. That's the frustrating part when people don't carry insurance. In most states, drivers are required by law to carry liability insurance, so it is likely she was driving illegally. Whether a person has liability insurance or not has nothing to do with whether or not they are responsible for the damage they caused to another vehicle. If the other person is the one that was found to be the one that caused the damage, then they are liable for the damage, whether they have liability insurance or not.


Your shopping cart rolled one parking space away while unloading it hitting an occupied parked vehicle Are you liable for the damage it caused If so what liability limits are reasonable?

Yes, If you caused the damage then your are liable for the costs of repair. It doesn't matter where you happen to be when you cause the damage. Your liability Limit is equal to the amount of damages you caused. No more, No less.


Will liability insurance cover damage to a person's vehicle caused by someone else?

NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.


Will property damage liability coverage cover your car for theft and fire?

No, only "comprehensive" coverage would pay for that. Liabiility AKA PLPD AKA property damage and liability ONLY covers other vehicles you may damage in a crash YOU have caused.


If a wind storm causes my tree to fall on my neighbor's house who is liability for the damages?

You are it was your piece of property that caused the damage.


Where can I inquire anything about liability car insurance in Virginia?

If you visit http://www.dmv.state.va.us, you will find all of the minimum insurance requirements (liability) that the state of Virginia requires one to have on their vehicle(s). Whether it be bodily injury cover or property damage, the information is there.


Will auto liability cover damage done by a deer?

No. Unless you killed somebody's pet deer, liability insurance is no value. Liability insurance covers the damage you do to somebody else's property or person. Collision insurance covers damage to your vehicle when you strike an object or animal or when your vehicle is damaged by someone unknown, as in a hit-and-run accident.


Where does the responsibility follow when the purchase of bad fuel caused damage to your vehicle?

Liability is with the seller of the fuel if you can prove that the fuel was contaminated.


What do you do if you backed into an illegally parked car in Virginia on private property and caused little or no damage?

nothing


What is public liability?

Public liability is a duty of care which everyone would believe to be treated as one is in the care of another. This states that each person is responsible for an injury/damage caused by their negligence.


Will liability insurance pay off your vehicle if it is totaled?

Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.