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What kind of insurance do you need to run a bus tour-Bus would bring one group of people to 3 or 4 nightclubs in an evening?

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In response to your tour bus question. You would need two types of insurance. You would need a business package policy this covers your General Liability and an assortment of other exposures to obtain the license to operate the business. The second policy you would is a commercial auto policy. There is no specific name for the poilcy you would have to go through a local independent insurance agent.

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