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A self employed contractor general liability ins., Workers comp if a corporation, but whoever is the bond company they should be able to assist in insurance coverage for the company.
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∙ 10y ago
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What kind of insurance do you need for a housekeeping business?
General liability.(contractor's)
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
As an independent sub-contractor are you required to get professional liability insurance?
This depends on a number of things. It's hard to say without knowing what kind of work you are sub-contracting. First determine if you need Professional Liability coverage Or Commercial Liability Coverage. They are very different products. Most General Contractors do require the subs to carry insurance. Otherwise the General Contractor will have to pay much more for insurance coverage that effectively covers his or her own activities as well as those of the sub-contractors. If the General Contractor you are doing work for already has coverage for his subs under their insurance (usually not). What is the nature of your agreement with the General Contractor. Some Contractors insurance policies cover subs while others do not.
How can a roofing contractor get affordable insurance with such a closed market in Oklahoma?
You will need to contact some agents in your area to assist you, if you can find no help or referals, contact your states dept. of insurance.
What kind of insurance does a self employed building manager need with no employees?
You can get individual medical coverage from several different companies. I write policies for individuals with BlueCross Blueshield of Florida. If you live in Florida, see my profile link below, or speak to a BlueCross BlueShield agent in your state.
What kind of insurance do you need for a housekeeping business?
General liability.(contractor's)
What type of coverage does a self employed hair stylist need?
A self-employed (or independent contractor) hair stylist should have personal liability insurance and a business license.
How much contractor insurance should a condo have?
The answer depends on how the contractor is employed by the association. If the contractor is bonded, insured and licensed -- best practices indicate this is the best position for the association, to require these documents from a contractor -- then the association's insurance requirements are different from those required by an association that hires a casual laborer. Review your insurance requirements with your broker, and describe how you plan to use the contractor on a regular basis, or a one-time basis. Your broker can best advise you about the insurance you need.
What is the Monthly salary for a contractor?
We would need to know the kind of contractor in order to answer your question.
Does an attorney need malpractice insurance if he is under 1099?
The 1099 only represents that the Attorney is working on a contract basis (self Employed) rather than as an employee. If the attorney is in fact a self employed independent contractor then this likely means that no coverage is afforded by the employer. If this is the case, then it would be a good idea for the Attorney to get some Malpractice or Professional Liability Insurance so there will be coverage in the event of a malpractice suit. Otherwise the attorney will be out of pocket for any related expenses in the event of a claim. The 1099 itself has no bearing on the attorneys need for Malpractice or professional liability coverage. It only indicates that he or she is a sel employed independent contractor.
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
How much professional liability insurance does a sole proprietor painting contractor need?
A contractor Buys Commercial Liability Insurance in the contractor class, not professional liability insurance. The amount needed is typically determined by the exposures presented or as specified by the employer.
Does homeowners insurance pay off your mortgage if one of the homeowners dies?
No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.
Why would a contractor need liability insurance?
A contractor may insist on the notion of liability insurance in case any unforeseen incidents may occur, such as a roof caving in, so they can not be held accountable.
What kind of license do I need to become a contractor?
You'll need a contractor's license issued by your state. To see how to get this, visit http://www.contractors-license.org/
What kind of contractor would do bedroom furniture repair?
My bedroom furniture is in a terrible state and I need to find someone to repair it. What kind of contractor would do this?
Why does a contractor need a professional liability insurance policy?
A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.
