you will need to purchase a commercial vehicle insurance policy with liability coverage.
You will also need to schedule each of your contracted drivers if you want them all to be covered under your policy.
Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.
This would depend on the agents relationship with the company. Often times real estate agents are considered subcontractors and as such they would not be covered under workers compensation insurance.
No,, while on a company bus you would be covered under the companies insurance.
Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.
Transporting companies benefit greatly from commercial fleet insurance. Losses become less stressful as insurance covers these costs. Additionally, transported goods and content are also covered by the insurance.
It doesn't matter if it is private or commercial health insurance, but the difference is this.... Covered services are what specific procedures the insurance will pay for, regardless of what the diagnosis is. Covered conditions are what afflictions the insurance pays for and what conditions are excluded from coverage.
It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.
nope
depending on you insurance company... I know my snowmobiles are covered on my homeowners
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.
Absolutely. Notify the company that you want it covered and it will be covered.
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.