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If the Notary does not work for the lender they can charge a signing fee for loan docs. Each set of docs may differ in the number of documents that need to be notarized. The Deed of Trust is always in the loan docs and must be notarized. ($10.00 per signature), the Name Affidavit, and the Occupancy statement usually need notarization. For one set of Loan Docs, (only one loan) the average cost is $150.00.

Once you receive the Loan docs look through them and count the notaries. Any document that the Lender is requiring a notary on will have the wording and a place for the notary to stamp the document.

A notary will charge whatever is dictated by the actual documents that are being signed or a flat rate signing fee which is the norm.

More important is the terms of the loan and the fees you are being charged by the Mortgage Broker and Lender. That is the Bank and it's pimp.

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