ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged regardles of a license suspension or not. Suspensions lasting ten years are more may result in the person being rated the same as a newly licensed driver.
To reinstate your license in Minnesota,you must comply with all court-ordered penalties and requirements, and pay all fines.
why not
Yes, provided it's an actual drivers licence, and not a permit.
You can get licence for both life and general business from IRDA for which you are to apply at the time of opting for fresh licence and/or at the time of renewal.
Have you ever had the feeling that maybe you have a drinking problem?
When your licence is suspended, you'll be notified how long the suspension period is for. Additionally, you may be informed of a date when you will be eligible to receive a hearing to examine the possibility of having your licence reinstated earlier. Once your suspension period is over, your licence is reinstated as soon as you get to the DMV office and pay your fees.
You are allowed 12 point on your licence in the UK, then your licence is revoked. If you have had your licence for less than 2 year your limit is 6 points. Insurance companies and hire companies may either deny their services or impose severe financial penalties for your having points on your licence. PLEASE NOTE THIS IS FOR THE UK ONLY!?
Legally you cannot continue to have commercial insurance till your business licence is revalidated. It's your duty to intimate the Insurance Co. about the suspension of your business licence.
Yes you can. In fact, you would need your licence to get insurance coverage.
Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.
If you don't have the licence or the insurance, no
If you are a listed driver on an insurance policy then your characteristics will be considered in the rating of the insurance policy. Under some circumstances a listed driver will have very little if any impact on the premium. In other cases a listed driver will impact the premium significantly. Many insurance companies require that all licensed drivers in a household be listed and proper premiums be paid or excluded, in writing, from coverage. If you decide to exclude a licensed operator then there would be no coverage for that person on the insurance policy. I personally know of a situation in which an excluded person was allowed to drive the car to church on Sunday. There was an accident and all coverage was denied by the insurance company.