ten percent is the most reasonable and equitable number or percentage one might contemplate, keeping in mind the risks and management involved in such endeavors.
General contractor means just that. Anything general can be handled by them, and anything specialized, they usually have other contractors they work with that can handle the job if they can't themselves. Contact one where you're located and they should be able to help.
Ten percent is an average amount that you can pay a general contractor. You shouldn't pay more than this as many people are willing to work for this percentage or less.
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
Typically tile floor workers will be insured under your general contractor. Make sure that he can prove he has good insurance for all his workers.
You are liable for contractors employers since you are hiring them. However if you have a good contractor that have their own people then you should mentioned in contract that the contractor is liable for their own people.
One should look for concrete contractors that are licensed and insured. This will help prevent liability or satisfaction issues that may come between the individual and the contractor.
in order to become a commercial electric contractor, you MUST have your business contracting license and you should have an electrical contractors license.
Its always a good idea to make sure that your contractors license is current. You might even check references see what their previous customers are saying about them.
Yes, That's why you always make sure your contractors are insured before you hire them. The contractor should always carry General liability insurance to cover the cost of accidental damage to a property they perform work on. Most General Liability Insurance policies will also have coverage for completed products and operations as well.
This is not as simple a question as it may seem. Subcontractors generally carry their own liability insurance. The General Contractor should verify that the sub contractors insurance either matches or exceeds their own policy limits as this is part of the contract terms for almost every general liability policy. In effect if you let an uninsured subcontractor work on your job, unless you endorse your own policy to cover the subcontractor and pay the additional premium, their would be no coverage under the General Contractors insurance policy for liabilities of the Subcontractor. Basically if you get this wrong, the General contractor will be on the hook and out of pocket for all the subs damages with no coverage for it. If you want the subcontractors covered under the General Contractors insurance policy it can certainly be done but will be significantly more expensive as you would be asking to insure a third party''s work.
This site has a pretty long list of great contractors.
Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder. Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss. This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.