What should you do if your girlfriend is pregnant and you would like to keep it but you are not married yet and you would like to marry her and what should you do about insurance?

Answer 1

Answer

You should have thought about the insurance before you got her pregnant. You'll have to apply for it. I do believe there is also Blue Cross which is extended medical. Do your homework on the computer and find out about your health care system and what it covers.

Just my opinion:

First of all, the answer above assumes that the person that asked the question doesn't already have insurance. Sure the question was vague, but a vague question deserves more than "You should have" anything... If you currently have insurance with your employer, you need to check the stipulations on pre existing conditions. My fiancé is pregnant now, and while she does have insurance through her current employer, my insurance has cheaper premiums, better coverage, etc. The following would apply whether she was employed or not. Here are the first few words from my insurance provider (Aetna) regarding pre existing conditions: A Pre-existing condition is a health condition (other than a pregnancy)... it goes on, but this pretty much sums up our insurance change/add choice. Assuming you have insurance, the only concern after this is; What life changing event will you use to change your insurance mid-year. There are several I'm sure. The two I'm focusing on for my situation are the birth of a child or marriage. I intend on marrying my fiancé so I will most likely use that as the life changing event that qualifies me to change my insurance coverage midyear (before the delivery of course). I'm not well versed in legal matters but.... I can't imagine that someone could force you to keep your current coverage or deny you from getting new coverage in this situation. An example (which I am seriously considering)..... I have insurance coverage through my current employer, but would like to make more money (especially considering the new expense (our little boy or girl)) that is going to be part of our lives now... a new employer isn't going to reject me based on a situation (pregnancy) if they can use me as an advantage to their company... you may have to get legally married to make it work, but you can. Just ask questions about insurance coverage (not waiting 90 days before you are covered, get the providers name and find out about pre existing conditions).... you can make it work. Bringing a life into the world is not a punishment, it is a miracle. Don't forget that. you will be fine.