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What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?
Wiki User
∙ 15y ago
You need General Liability to begin with. This policy will need to cover medical costs that a student/customer would need if they get hurt or sick, cut or burn themselves or slip and fall. If you rent a kitchen/facility part of the requirements will be that your landlord be an 'additional insured' in case you burn the place down or cause other damage to the faclity. Each state has different laws on liability insurance. The amount of coverage will depend on how much your landlord requires in the case there is damage to the facility (in high real estate areas this could mean you need to have a policy that covers in the millions). There is much more to operatiing a cooking school/classes than only the liablity policy. You most likely cannot legally run it out of your home. This does not cover worker compensation, state disability or other employee related mandatory insurances.
Wiki User
∙ 15y ago
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What is the average cost for general liability insurance for a children's retail birthday party business?
You should contact an agent, there are too many variable, (ie limits, exposures etc).
What type of insurance do you need to carry school children in your car?
If they're your own children - your ordinary car insurance will cover them. If they're someone else's children, strictly speaking - you need 'public liability' insurance.
I want to know what kind insurance to I have to get to run a indoor palyground children under five with their parents not with us. We are not provide a day care service. We provide the Children and their parent having fun time together staying indoor.?
You need premises liability insurance that covers your business. Disclose all facts to your insurance agent so that the policy will cover you.
I want to know how much buget do I need for the business liability insurance if I run the business relating to children under five. It is not a day care, but it is a indoor play ground accompany with their parents. The area will be in Brooklyn in New York?
If you care for five children, the cost is just over $2.60 per child per week according to one source. Contact an agent and discus the specifics.
What is my liability for my adult children?
Should be none.
When was her children's birthday?
Her children's birthday are celebrated when her child was born.
How long can children stay on parents medical insurance?
Under current law until the end of the month of their 26th birthday. There are some exceptions for special needs children that would extend that time.
Will your insurance be primary for your children even though your ex-husband provided insurance first and the decree states he has to provide the insurance?
Yes, it is possible that your insurance will pay before your ex-husband's no matter what the divorce decree states. Most insurers use what is called the "birthday rule". The plan of the parent whose birthday occurs first in the calendar year is considered the primary (or first) payer for the children's needs. The other parent's plan pays second. You can talk to the plans about handling it differently. Or, you could consider dropping the children from your plan and banking the money you spent on premiums. It's expensive to cover the children on two plans.
What is the difference in childrens' insurance and adult insurance?
The main difference between children's and adults health insurance is that children may be eligible for low- or no-cost insurance through Medicaid or the Children's Health Insurance Program.
What is the average cost of general liability insurance for a sport school?
There is no "average cost" as the cost depends on a wide variety of factors including the number of participants, length of the program, activities, staffing, and loss history. There are many other pieces of information that are taken into account such as where the school is located and even which company is providing the existing insurance. For more information about the basics of camp insurance (or insurance for organizations that work with children), the American Camp Association has a great primer. You should also contact a licensed insurance broker for quotes. A broker can shop a variety of markets for you and find the most comprehensive coverage for your budget. Be sure, however, that the broker has experience in this niche market, as it will allow him/her to know the nuances of your business. In all events, be certain to deal with an insurance and a broker that.which is licensed to transact insurance business in your state. This information can be obtained through the state insurance regulator.
How long can children stay on their parent's health insurance in Georgia?
Per the provisions of the healthcare bill until the end of the month following the child's 26th birthday.
Can you be made to sign a reliability release form?
Yes, liability release waivers are a very common document in competitive sports from school age to professional levels. Some schools and leagues even require proof of health insurance before children are allowed to participate in conduction with liability release waivers.
