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What type of liability insurance do you need for childrens birthday parties?
Wiki User
∙ 9y ago
If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.
Wiki User
∙ 9y ago
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What is the purpose of public liability?
Public liability is a type of insurance policy. This insurance protects or covers the user for legal liability to third parties (that is, potential lawsuits against them imposed by third parties).
Does liability insurance get you money for a car if your car is totaled?
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
Is liability insurance necessary for pony parties?
Yes, if you are planning to travel to a clients location or home you need to have liability insurance. Usually 1M is sufficient. I suggest you contact a pony company in your area and ask them for a reference. All reputable companies work together and do not mind sharing information. If you are uninsured and have an accident you risk loosing everything. While most back yard birthday parties don't ask for insurance, you will find that all parties that are held in a public park require proof of insurance. Expect to pay about $1,400 / year for insurance. Good luck!
What is the difference between employers' liability insurance and public liability insurance?
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
What does public liability insurance cover?
Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.
What does employers public liability insurance cover?
Industry and commerce are based on a range of processes and activities that have the potential to affect third parties. Public Liability insurance covers these third parties who may be physically injured or whose property was damaged as a result of the company.
Will liability insurance cover if an employee is hurt on the job in Texas?
No. Your workers compensation coverage is what will cover a worker injured on the job. Your liability insurance is covers injury to your clients, customers, or other parties.
What is covered by public liability insurance?
Public liability insurance covers damage or injury to third parties, whether they be visitors, tradesmen of even trespassers, that occur on your property or through your actions or lack of action.
What is meant by third party liability in marine insurance?
A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party.
What if both parties only have liability insurance after a car accident?
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
What is Third party Auto Insurance, and when should I be needing to know this information?
This type of insurance covers liabilities to third parties (as the name pointedly suggests). It covers, among other things, liability for injuries to people, liability for damage to private property, liability for damage caused by a trailer attached to the car, etc.
Does liability insurance cover construction mistakes?
Liability insurance covers third party lawsuits resulting from a contractors operations. This includes parties injured by faulty construction and also property damage resulting from faulty construction. Liability insurance DOES NOT cover the contractors property that is "their work" which needs to be covered by builders risk insurance. Construction insurance policies are complex so make sure you work with a construction insurance broker to get quotes and understand what you are buying. Policies can be written to exclude types of work, certain projects, certain types of claims, and prior work performed.
