A beautician would need premises liability to cover anyone who was injured on the property and other liability issues as well as professional liability insurance to cover the beautician against claims resulting from their profession. Professional liability can often times be added to the property and liability (businessowner's) policy for very little additional cost. As a matter of full disclosure, I own and operate a small Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for 3 years prior to that.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Your need Professional Liability
You need a commercial general liability policy.
You Need General Liability Insurance.
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
A commerical liability policy.
I have been told yes. Very much so. Friend owns a salon and said www.sassiagency.com is one of the cheapest and best. You need it so if you are ever sued as you are an independent worker so not covered under salons insurance. It is suppose to be cheap. Under $500 a year.
You need commercial General Liability Insurance
yes
YES
It depends on what type of liability insurance you need. Contact an agent in your area.