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Liberty Mutual offers three different types of insurance: auto, home, and life insurance. The Liberty Mutual claim center focuses on keeping their customers prepared for worst case scenarios in all three of these categories, and offers a variety of benefits and discounts to their members.

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Strategic business units[edit]

Liberty Mutual conducts all of its business through four strategic business units: Personal Insurance, Commercial Insurance, Liberty International, and Global Specialty.[17]

Passenger automobile, homeowners, life, annuity, and other property and casualty insurance products are available via Liberty Mutual's Personal Insurance line. These products are branded under the Liberty Mutual Insurance and Safeco names, and are distributed via a vast network of over 2,300 sales professionals. Other distribution means are call centers, third-party producers, and the company's website. Over 10,000 insurance agencies across the United States carry Safeco-branded products.[18]Personal insurance

[edit]

Commercial insurance[edit]

Property and casualty, as well as group benefits Commercial Insurance products fall into two distinct categories, Business Insurance and National Insurance. The former caters to businesses with fewer than 1,000 employees, while the latter serves businesses in certain industries or which have greater than 1,000 employees. Group benefits products include disability insurance and group life insurance.[18]

Liberty International[edit]

Localized insurance companies sell Liberty International's products in 18 different countries and markets. International products are offered to both individual and business customers, and include property and casualty insurance, as well as health and life insurance products. The largest international product offering is passenger automobile insurance for private individuals.[18]

Global Specialty[edit]

The Global Specialty insurance line offers specialty products, such as marine, energy, aviation, professional liability, and crisis management, offered through 40 Liberty International Underwriters offices worldwide. In addition, Liberty International Underwriters provides global multi-line insurance and reinsurance written on its Lloyd's Syndicate 4472 platform. Global Specialty also includes reinsurance products offered through Liberty Mutual Reinsurance.[18]

Subsidiary companies[edit]
  • Helmsman Management Services
  • Liberty International Underwriters (LIU)
  • Liberty Mutual Surety (LMS)
  • Liberty Mutual Reinsurance (LMR)
  • Liberty Mutual Agency Corporation
    • America First Insurance
    • Colorado Casualty
    • Golden Eagle Insurance
    • Indiana Insurance
    • Liberty Mutual Surety
    • Liberty Northwest
    • Liberty SuretyFirst
    • Montgomery Insurance
    • Ohio Casualty
    • Peerless Insurance
    • Safeco
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Q: What types of insurance does Liberty Mutual offer?
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