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Death. There is sometimes a retroactive benefit that after you have satisfied the elimination period it starts paying back to day 1. 4lifeguild

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Q: What waives the elimination period in a disability policy?
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Do all term life insurance policies have disability?

What you may be referring to is a disability waiver of premium. This is a provision that is generally available, for an additional premium, that waives the payment of premiums upon the disability of the person who is responsible for the payment of premiums. The disability waiver is, as stated, an option that is usually selected at the inception of the policy. In direct answer to your question, not all policies have them.


What is the homophone for ripples?

waves, waives


What does the insurer waives its right to subrogation under the policy against any Unit Owner mean?

Waiving your right to subrogate means that you waive your right and carriers right to sue the opposing party.


How would you be compensated for a hit and run accident if you have full coverage on your vehicle?

your insurance company will pay for the repairs. You may even have a policy that waives the deductible. Be sure to know all your options before accepting a settlement.


Who gets the waived player in the NFL?

when a player is waived there is a period about 24 to 48 where any team can claim him and pays the remainder of his contract. So to answer your question. Anyone except the team that waives him.


Who is at fault when a person waives another into an accident?

The person who causes the accident is at fault


Are you allowed to pay for a small life insurance policy if you receive ssdi?

Assuming that you have the life policy, you should determine if it contains a "waiver of premium" provision. This would have been a optional benefit that you elected when you bought the policy, and for which you paid a small additional premium. It essentially waives further payment of premiums by you if you are rendered disabled as and to the extent defined in the policy. Often, the policy definition of disability is more lenient than what has to be shown to qualify for SSDI, so if you have qualified for SSDI, you may very well qualify under the waiver of premium provision of the private policy. If you do not have the life insurance policy and seek to buy one, your options may be more limited because of your disability. This is because life insurers operate under underwriting guidelines which define and delimit the scope of the risks that they are willing to assume. Not all disabilities will preclude underwriting, although depending upon the disability, you may have a narrower selection of companies, may have to pay a greater premium, or may be limited in the amount of coverage that you can purchase. There are, however, consumer protection laws that prevent insurers from "discriminating" against consumers based upon a range of factors, including disability. There are a growing number of on-line insurance brokers that have access to a range of insurers with a range of underwriting guidelines. However, that tends to be a fairly impersonal process. You may want to seek a referral from a friend or a relative who has had a positive experience with an insurance broker. That broker will also likely represent a number of companies and you may tend to get more personalized attention. If you go that route, be sure that the broker and that each insurer to which you apply are licensed to transact insurance business in your State. That information can be obtained through the State Department of Insurance.


How courts cases are decided?

By a jury of your peers, or if the accused waives trial by jury, then by the presiding judge.


Can a pfa violation case that was dismissed be retried?

only if the victim waives the hearing. or if there is a second violation


Is there a certain period of time if you are accused of a crime for it to be took to trial?

Yes. There is a"right to speedy trial" generally calculated at 90 days from indictment to trial - UNLESS - either you or your attorney waives that timeframe, which is a usual occurrence since both sides generally need more time than that to prepare their cases.


Can you qualify for a homestead exemption if you have refinanced your home?

Yes but the mortgage will not be affected by the homestead. Modern mortgages contain a clause that waives homestead protection.


If your sons father waives paternity test and legitimizes the child can he later ask for a paternity test?

I don't think so, he waived his rights