What will happen if you have an accident in California while driving a rental car without rental insurance or personal car insurance?

Driving a Rental Car Without Insurance

Always pay the extra bucks for their insurance if you don't have your own. Today, most companies ask for proof of insurance, before they rent a vehicle to you.

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Do you need the extra insurance on car rental?  What is the average rental cost in California?  Under your parent's insurance does that include rental insurance?  Do you need insurance in California if you dont own a car?