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Q: What year was the personal umbrella policy developed?
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Does homeowners insurance insure the owners for the wrongful death?

Wrongful death will generally be covered by the liability portion of the policy. Many people skimp on this which is very foolish in my opinion. The difference between a $300,000 coverage and $500,000 coverage for a comprehensive policy in CA is about $10/year! I would also recommend looking at a personal umbrella policy. They can be very inexpensive especially if you have sufficient assets for someone to sue you for.


Can a 16 year old drive without insurance if they have a permit?

NEVER. Not only is the teen required to have insurance, but if he or she were to cause an accident then you (the parent) are responsible for the financial implications of an accident - bodily injury and/or property damage of the other party (and, no, your personal liability or umbrella policy will not pay those expenses for you).


Are there any insurance agencies that will provide a 1 Million dollar liability policy for a person under the age of 18?

IF THE 18 YEAR OLD IS STILL LIVING @ HOME HE CAN HAVE AN UMBRELLA POLICY UNDER THE PARENTS. IF HE IS NOT LIVING @ HOME AN EMANCIPATED HE COULD OBTAIN HIS OWN UMBRELLA. EACH STATE HAS ITS OWN LAWS CONTACT YOUR LOCAL AGENT.


How many years did it take to make the umbrella?

It took less then 1 year to make the umbrella.


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What is a Personal Umbrella Policy and why would you want one?

A Personal Umbrella Policy is a low-cost insurance policy that provides excess liability coverage above and beyond the limits of the liability coverage on your personal auto and homeowners policies. This additional coverage pays after you have exhausted your primary coverage if you are sued for damages suffered by someone as a result of an accident - especially an unexpected catastrophic accident - involving your car, property, or recreational activities. You're particularly exposed to the risk of an incident resulting in litigation if you have a swimming pool, have a student driver in the family, engage is high risk activities (jet skiing, snowboarding, snow skiing, horseback riding, boating etc.). Even the game of golf results in major lawsuits every year when someone is hit by an errant ball. As you accumulate assets (think home equity), you become a bigger target for lawsuits. If you lose a lawsuit and don't have enough liability insurance, your assets could be taken to satisfy the judgment. In addition, your assets probably include savings and investments. Even your future earnings can be garnished to satisfy a judgment against you. You can add Personal Umbrella coverage to take over where your auto and homeowners coverage ends. Annual premiums start as low as $200 a year for additional coverage of $1 million. Plans are available for coverage up to $10 million.


How much is a 100 year umbrella worth?

Brobably nothing.


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fiji has developed over the year by the currency


Why does Hagrid use an umbrella?

Because his wand was snapped in two when he was expelled from Hogwarts in his third year, and his broken wand is now concealed inside his flowery pink umbrella.


Can insurance policy be claimed after 28 year's?

can life insurance policy be claimed after 28 year's


Aggregate limit of com umbrella is it for a year or total of one event?

Aggregate is total limit for all claims in the year.