some insurance carriers are allowing children up to the age of 23 years old and full time student. but better yet, call your parents insurance carrier.
NO
The expenses which do not come within the purview of Health Insurance Policy (duly provided in the Mediclaim Policy Prospectus) are called Health Insurance deductibles.
All of them.... see link
This will depend on your health insurance plan and what kind of mental health therapy you are interested in. The simplest way to find out is to either read your policy or, even simpler, call your provider. Most health insurance plans will cover a certain percentage of mental health care. Check your policy for specifics, but most policies will have a single year and lifetime payout maximum for mental health coverage.
Now a days there are many Insurance provider companies offering range of medical Insurance policies, like; individual health Insurance policy, family health Insurance policy, group health plans and others. HDFC ERGO is one of the leading health Insurance policy provider, you can check HDFC ERGO's health policies.
yes, they will see it. I'm on my spouse's insurance policy and I can log online into his insurance and see all details about the claims .
It is a choice between both parents regardless of who has custody.
If a student is on their parents insurance they should stay on it as long as possible. However, the student's parents should check with their policy as to what benefits are available if the student does not stay in the local area. When a parent's insurance policy is not an option one can check with the school they plan to attend. Most schools offer student insurance. Another option would be for the student to purchase their own health insurance policy.
You may take out an insurance policy on your parents if you have power of attorney over them.
No. Only legal dependents can be added to your health insurance policy.
A life insurance policy can be had from 0 age (child policy) to a person of maximum 65 years (pension policy).
'Not applicable' in Health Insurance policy menas the terms that dod not come under the purview of the health insurance policy and should be ignored. It has to be ascertained carefully whether the 'not applicable' conditions affects the insurable interest of the policy holder.