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some insurance carriers are allowing children up to the age of 23 years old and full time student. but better yet, call your parents insurance carrier.

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Q: Whats the maximum age to be on parents' health insurance policy?
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Can an health insurance company drop an individual health policy and or group health policy?

NO


What is a health insurance dedictable?

The expenses which do not come within the purview of Health Insurance Policy (duly provided in the Mediclaim Policy Prospectus) are called Health Insurance deductibles.


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Is mental health therapy covered by health insurance providers?

This will depend on your health insurance plan and what kind of mental health therapy you are interested in. The simplest way to find out is to either read your policy or, even simpler, call your provider. Most health insurance plans will cover a certain percentage of mental health care. Check your policy for specifics, but most policies will have a single year and lifetime payout maximum for mental health coverage.


Can you suggest options for medical insurance?

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If you are on your parents health insurance and you receive a prescription will your parents see that you got the prescription even if you pay the copay when you pick it up?

yes, they will see it. I'm on my spouse's insurance policy and I can log online into his insurance and see all details about the claims .


If divorced parents live in different states can the non-custodial parent transfer the child to his health insurance policy?

It is a choice between both parents regardless of who has custody.


Where can one find student insurance?

If a student is on their parents insurance they should stay on it as long as possible. However, the student's parents should check with their policy as to what benefits are available if the student does not stay in the local area. When a parent's insurance policy is not an option one can check with the school they plan to attend. Most schools offer student insurance. Another option would be for the student to purchase their own health insurance policy.


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