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When a person is awarded Social Security Disability Insurance how is it that Social Security can withhold 6 months of pay?
Wiki User
∙ 15y ago
When you are awarded Social Security disability benefits, you do not receive benefits beginning on your onset date. Rather, there is a 5 month "waiting period" before benefits begin. As a practical matter, however, it is often a 6 month waiting period. This is because the waiting period is 5 full months of disability. So if you have partial month, that month simply doesn't count. For example, if you became unable to work on the 2nd day of the month, that whole first month would not count, since it is a partial month of disability. So the effective waiting period can be as long as six months before benefits are due. For SSI benefits, there is no waiting period. Benefits accrue beginning the day you file for benefits. Soure: http://www.socialsecuritydisabilitylawyer.us/blog/2008/07/title-ii-waitin.html
Wiki User
∙ 15y ago
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IS SOCIAL SECURITY DISABILITY SEPARATE PROPERTY IN A DIVORCE IN TEXAS?
Social Security benefits for a disability are awarded to the individual. There are not real or personal property and are not subject to community property laws.
Are you entitled to any of your husbands social security disability benefits after divorce?
Only if you were awarded a portion of the benefits in the divorce action.
When you are awarded Social Security Disability why do you have to repay a portion of your benefit to the insurance carrier when you paid LTD benefits through your employer with after tax dollars?
There are two circumstances in which you would have to repay benefits once you qualify for Social Security disability benefits:The first is if you own an individual Disability policy that includes a Social Insurance offset benefit. Social Insurance benefits are benefits that the insurance company pays on a disability claim, but will offset dollar-for-dollar with social security benefits.The second is if someone receiving benefits from a group Disability policy is eligible for social security benefits. Every group policy will have a provision in the contract that explains how benefits will be handled when a claimant is eligible for social security benefits. As much as group policies are great because they are less expensive and usually can be obtained without medical underwriting, the contract itself is not as good. In a sense, you get what you pay for. Most group disability policies will offset dollar-for-dollar with any social security benefits received, including personal and family benefits. In many situations the amount you will receive from the actual disability insurance company will be minimal.More specific to the question being asked - it can take a long time for social security benefits to be approved and paid. Therefore, many times the insurance companies will pay out benefits during months in which a claimant was technically eligible for social security benefits. Once the social security benefits are approved and paid, the claimant will be expected to repay the insurance company for all benefits paid that would otherwise have been offset. A claimant will not be expected to repay benefits for months in which they were not eligible for social security disability benefits.
You have been awarded disability can you still work?
You can not receive full but you can get part.
You have been awarded social security disability you are incarcerated now what?
You will not receive it while you are incarcerated because you are housed and fed while there. Once you get out you may start receiving it again. Some have to reapply depending on the case.
Does your disability insurance company have the right to know your receiving social security disability for the same disability?
Yes. Most if not every disability insurance contract specifies that you must provide them with all "proof of loss", including information about the nature and amounts of income from other sources. If you have a group disability policy (sponsored by your employer, union or an association, for example), then it is very likely that the SS Disability benefits you receive will reduce the benefit payable to you. If it is a non-group disability policy (for example, that you purchased on your own without the sponsorship of an employer, etc.) then it depends on the policy as to whether Social Security Disability benefits reduce your private disability benefit. It is still usually the case that they will, but more variations tend to exist for non-group policies. It should be noted that it is very important to notify your private disability insurer any time an amount of source of income changes, such as when you are awarded Social Security Disability benefits. Failing to do so will often cause an overpayment of your benefits, so the longer you wait to notify them the more money you will owe them back. They always find out eventually, so it is not to your advantage to try to hide it from them. [Actively lying about it, in fact, may be considered insurance fraud, depending on your state's definitions and other factors, and could result in freeing them of their liability to continue offering you benefits.] There are also advantages to staying in good graces with the policy: many plans provide claimants with fringe benefits, such as waiver of life premiums, vocational disability services, job search/placement, credits for certain daycare expenses and/or spousal or dependent educational benefits, access to legal services and others. Also, if Social Security Disability someday decides you are not disabled and wants to terminate your benefit, your private disability insurer may help you prove your case to them, if it keeps their liability down and they agree you continue to be disabled. Even if your private disability benefit reduces when you receive Social Security Disability benefits, many policies have a minimum benefit (such as $50/mo, $100/mo, or if you're lucky, "the greater of $100 or 10% of Gross Monthly Benefit") so you will actually be receiving more money from the two sources than you would have from just Social Security Disability.
What is the full form of the SSI?
Supplemental Security Insurance/Income. A form of SS benefits that are awarded to persons who do not qualify for regular SS or SSD benefits yet are in need of assistance due to specific reasons.
If you have been collecting unemployment benefits since June 2008 and you just recently got awarded Social Security Disability with back pay from June 2008 can you keep that back pay?
of coarse that's why its called back pay
Can you draw a retirement and disability at the same time?
Depending on your disability insurance policy, you can get disability benefits to age 65, 67, 70 or Lifetime. Some policies have limited benefits for 2, 5 or 10 years. Check your schedule of benefits in your disability insurance policy, or contact an experienced agent who can find your best options available.
Can a collection agency take your social security in Washington?
No. Social security and social security disability CAN NOT be garnished by a collection agency, BUT the Federal government can garnish it for child support, back taxes, unpaid student loans or any other money for which it is owed. SSI on the other hand CAN NOT be garnished by anyone, not even the Federal government since it is awarded by need. Hope this helps, Lsqud in PA
Can you collect on a life insurance policy if divorced from the deceased?
You can only collect on the life insurance if you were awarded this at time of divorce. I was awarded the ability to take out a life insurance policy on my ex. as I receive a military retirement which only exists if he is alive. After his death, it would stop, therefore I have the life insurance policy.
Can you apply for early Social Security benefits as well as unemployment in Texas?
Yes, as long as you qualify for each of them individually.
