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Well - sounds like you failed your drug test!! -- Only thing to do is Get off Street Drugs and try a different Life Insurance company or If drug test failure was from prescription drugs - get your physican to write a letter about the results of the drug test being the product of his treatment of your health issues.
The above info is not the way to handle failed drugs and life insurance for a number of reasons.
When you apply for life insurance, the majority of life insurance companies use the MIB - Medical Information Bureau service. When you apply to a company, the MIB system gets coded so that other companies will know you have an application pending somewhere else. If you get declined for drug use, the system is coded to put up a red flag. Any life insurance company you go to will know you previously applied and were denied.
If your decline was due to marijuana, there are a few companies that will consider you for coverage.
If decline was due to something such as cocaine, meth, opiates, etc.. you are going to have a hard time getting coverage until you can show some formal treatment records...rehab, AA, doctor treatment, etc.
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∙ 13y ago
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Does state farm insurance company drug test for life insurance?
Yes
If you have been denied life insurance because of a failed drug test 10-12 years ago will you be able to get it now?
== == Are you in NA? How long? Any damage to your body - liver, etc. from the drug use? Try again and see.
When you sign up for life insurance what kind of drug test do they give you?
I have never heard of a life insurance company doing drug tests. If they are asking you to do one i would find another company.
Can a workman's comp claim be denied if you do not pass the drug test?
Yes, a workman's comp claim can be denied if you don't pass the drug test. If you were on drugs, it might be your fault that you were injured or hurt.
Do life insurance companies test for Prozac when doing a blood test?
On a life insurance application, you must answer all of the medical questions on doctor visits and medications being taken. A blood test would confirm that you are on Prozac, and you would most likely be denied your policy due to false or misleading statements. My advice is to disclose all medical visits and medications that you are taking. You might not get the best rate, but I don't think that you would be denied either.
Can you get unemployment in SC for a failed drug test?
No. I was denied benefits for the same reason in October 2012
Can you be fired for failing a drug test?
Yes. That's what the test is for, your a liability for insurance co.
How does the test affect life insurance?
My brother didn't get life insurance because the test revealed he had cancer. After a bone marrow transplant, he is Ok now. But the Physical test determines the insurance companies portion of the bet on your life.
What is a random drug test?
its a test the ruins peoples life.
Will you be denied a job if you fail a drug test because you have percocet in your body?
Not if you have a legal prescription for it and are taking it as prescribed. I am an RN and take Percocet daily and have never been turned down for a job for a + drug test.
I was terminated by my PCP for failing a drug test. How do I get another Doctor?
Find out from your insurance who else locally is on your network or takes your insurance.
What does life insurance test for?
because the life in every field is saved.e.g
