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When should you have a commercial insurance policy on your automobile?
Wiki User
∙ 10y ago
Commercial auto policies provide better and more comprehensive coverage for vehicles that are used at least partly for business.
Some companies will also offer personal use on he commercial policy so you don't have to maintain separate coerage for a mixed use automobiles. (keep personal if you have other non work vehicles on it!). Business auto insruance isn't much more expensive than personal auto so don't hesitate to make the switch if you have vehicles you are using for business purposes.
In order to insure the vehicle with the business, the vehicle should be titled to the businesses' name. It may also create tax advantages for your business as compared to handling it as a personal vehicle, check with your accountant.
Wiki User
∙ 10y ago
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Can someone give me some information on commercial automobile insurance?
Most companies that offer individual auto insurance also offer commercial auto insurance. These are insurance plans designed for commercial vehicles. If your friend is happy with his individual auto insurance company, he should ask that company what plans they offer for commercial vehicles.
What should I know before buying commercial car insurance?
You should understand the policy that you are purchasing. Also know the reputation of the company who you are purchasing the policy from.
Does a company owned vehicle have to have commercial insurance?
It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.
You are starting a residential cleaning business Should you get general liability insurance or professional liability insurance?
You need a commercial general liability policy.
Are employees covered under the auto insurance policy of a business?
As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.
Where can I find the best household insurance?
The best place to look for home owners insurance is through your automobile insurance agencies. This will also result in lower premiums for your automobile insurance. If you do not your automobile agency with your homeowners insurance, you most likely should trust them with your automobile insurance.
What should a commercial car insurance include?
A car insurance commercial should include a number of things. A car insurance commercial should include the cost of the insurance and what exactly the insurance would cover in the event of an accident.
What lien information should be sent to the insurance company for a car that was in an accident?
If you have a lienholder on your automobile, the insurance company should already have their name and address listed on the policy. If you never gave them this information, make sure the adjuster knows this when you speak to him/her.
What are qualities that are looked for in auto insurance agency representatives?
You want to find an auto insurance representative who works for a reputable firm and is friendly and patient. They should be willing to take the time to understand what you need in an automobile insurance policy and get you the best rates.
Does an F250 super duty truck require commercial insurance in Florida?
We have the same vehicle, and the answer is no, I would say the question is what the vehicle is being used for. If you are using it in business, and need a commercial or business policy then of course. If this is a personal vehicle then no, you should not have to have commerical insurance policy. 'Use" is a big portion of the ratings.
Does commercial insurance with sewer backup insurance cover the business properties?
If your policy contains sewer back up coverage and business owned property coverage. The policy should according to its terms and coverages cover your claim. http://calcocommercialinsurance.com
How General Insurance Can Protect You?
"General insurance" is the umbrella term used by the insurance industry to describe all policies other than life insurance policies. This includes various types of insurance for individuals as well business policies. The two most common types of general insurance for individuals are automobile insurance and homeowners insurance, both of which can include property and casualty coverage. The two most common types of general insurance available for businesses are commercial auto liability and commercial general liability. Other commercial general insurance products include premise liability, professional liability, product liability and operations liability. An increasingly popular commercial product is business interruption insurance that provides the business owner with income should a disaster fall that is covered by other parts of his or her policy.
