Are there any apartments or homes that do not check credit?

Answer 1

Due to concerns about identity, equal opportunity and character, almost all landlords in Maryland do credit checks on potential renters. Also, most landlords will charge you for obtaining the credit check, even if they don't rent you the apartment.

One may be able to avoid credit checks by renting near Colleges and Universities as there is an understanding that most college and university students don't have useful credit records.

Answer 2

Most conventional apartments do check credit, so avoid them. That being said you have two other options: low income housing tax credit apartments, commonly known as LIHTC's, and individual landlords who have about one or two units to rent out.

LIHTC's will check your credit. But they're not necessarily looking for people with perfect credit as they are trying to weed out people with poor rental history and failures to pay their utility bills (like those who moveout and skip out on their final utility bill). Absent these two attributes they will most likely rent to you, because most LIHTC apartments are going to be designated for low income residents, who typically cannot pay their credit card and other credit bills.

The only other option is to look for individual landlords, who will rent to just about anyone.