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Where can you buy liability insurance for a personal chef business?
Wiki User
∙ 15y ago
I am an insurance agent in the southeast and have been writing personal chefs for 7 years now. Whether you are new in business or have been in business for years, does not matter. I have worked closely with two major personal chef associations and would be happy to help you with that as well. I can provide same day quotes and binding. No money needs to be paid at binding. The company will send you a bill depending on the installment option that you choose. My information is as follows: Joetta MacMiller, CISR, CPIW l Commerical Insurance Specialist First Citizens Insurance Services l Phone (888) 322-4678 ext. 4230 joetta.macmiller@firstcitizens.com
Wiki User
∙ 15y ago
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Where can one buy liability insurance for a personal chef business in California?
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
Do private chefs need liability insurance?
A Chef could need the coverage depending on the work environment. Self Employed or Employed. If your a Chef working in the employ of another, the liability insurance requirement would fall on the employer and there would be no need for the Chef to buy it again. If Self employed, you should probably have General Liability Insurance Coverage. If you do need it, it would be called Professional Liability Insurance. Most companies would get this type of insurance for their chefs One question alluded to a client requesting proof of Workmen's Comp. insurance from a Self Employed Chef. In the State of Rhode Island, a sole proprietor does not need workman's comp. insurance for himself - only his workers if any. However, it would be prudent to carry a accident/disability insurance in case of accidents on client's property. The question of liability comes down to the fact that if the chef does not pay attention to the proper handling of food, people can get sick. Or they can also die depending upon if the person has a previous health problem. If health concerns are not attended to by the chef, he or she will have many problems. Cross contamination is a big problem in commercial kitchens as well as in home kitchens. The disability insurance is a good idea for injury. The liability insurance is an issue if the chef isn't handling the food correctly. It comes down to the training of the chef.
How much general liability insurance does a personal chef in Maryland need?
Two million dollars is the common amount that most chefs begin with. It is important to have a comprehensive policy to protect yourself in case you are sued.
Where can one buy liability insurance for a personal chef business in New Jersey?
Ask your friends for a referral to a good local independent agency in your area. If you are new in business, you may be told that because of what you are doing and because you are new in business, you might have to be placed with a Surplus Lines (i.e., hard to place) carrier at higher rates. Check with several independent agencies, perferrably by asking for local referrals first. Agents are very busy and good ones are selective about who they insure. If you are referred by a valued client, they will respond more enthusiastically than if you just call or walk in. A "personal chef business" is not something they are used to finding coverage for, so you may encounter resistance. Go out of your way to explain what you do and what controls you employ to avoid liability claims. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!
What are some business ideas for women?
It depends entirely on your interests, as running a business for which you have no passion can be taxing and not rewarding. Find something you love to do, and then find a way to make money at it! Do you love to cook? Consider personal chef training and starting a personal chef or catering company. Love to exercise? Consider becoming a personal trainer. It all depends on you.
Where can one find a personal chef?
The best place in order to find a personal chef would be to check local advertisements and small ads in the local press. Another possibility would be to check for example the Yellow Pages for companies offering personal chef services.
Is David lee roth lover his personal chef?
ask him. it would be funny the van halen frontman would be gay. when he had paternity insurance.
Where can one find a regular Personal cook?
One can use the Personal Chef Search website to find a personal cook. One can also visit the American Personal & Private Chef Association website to see how to hire a personal chef.
Personal Chef?
form_title=Personal Chef form_header=Pamper yourself or others and hire a personal chef! Do you have any diet or allergy restrictions?= () Yes () No If so, what are they?=_ How long would you like to hire a personal chef?=_ How many meals a day would you like prepared?= {(),1,2,3,4,More}
How goes a chef contribute towards business?
the chef help prepare and cook the food which basically makes the business without a chef a restaurant would be nothing
Who is Tiger Woods personal chef?
Chef Cheo cooked him something once.
Is burger chef still in business?
Burger Chef was bought out by Hardee's
