If you have medical bills you can't afford to pay, you should write hardship letter to the hospital and/or your medical provider, and do it before you are sent to collection agency. Trying to explain the situation shows your good faith and desire to satisfy your bills. Hospitals and medical professionals are very likely to meet you half way, instead of trying to collect through the third party. So writing a short and right to the point medical bills hardship letter is certainly worth while, as long as you intend to pay. Send it by registered mail with return receipt required. Here is the sample.
Date {MM/DD/YYYY}
Hospital/Provider
Hospital/Provider Billing Department address
Your name
Your address
Account #
RE: Date(s) in the hospital or of medical procedure {MM/DD/YYYY}
Dear Sir or Madam,
This is the medical hardship letter to state my inability to pay the bill for amount of $$$$ for the procedure performed on the {MM/DD/YYYY} (or my hospital stay from {MM/DD/YYYY} to {MM/DD/YYYY}). Please understand that this is neither a refusal to pay nor a dispute of the charges, but simply an explanation of my financial situation.
My current income is just enough to cover basic necessities, and by paying your charges at once as required, would lead to a serious financial hardship for my family and myself. With that said, I want to pay for the medical services performed and my stay in the hospital. I would like to propose paying you the entire amount in monthly installments for the next 12 months (or you can suggest to pay 50% of the bill at once). I am truly hoping for your favorable response.
Thank You for your understanding
Your signature
Your printed name
It is very important when writing this kind of letter to include the following things: contact information, social security number, any reference or account numbers you have from provider bills,and the date of the procedure.
You can write a letter to the hospital explaining your hardship and the hospital may offer you financial assistance. There are also charities that offer financial assistance for people who have problems paying their medical bills.
A hardship letter is often due to a layoff but can come as a result of many different circumstances in life. At its root, a hardship is simply an inability to pay one's bills and buy food.
If you need to write an extreme hardship letter you should include major health problems, unexpected deaths, or bills. Loss of employment can also be an extreme hardship.
Ask the hospital to allow you to sign a finiacial hardship letter. But you will have to prove hardship.
medical billing
how can i get a sample for a notarized letter proof of address
Sometimes the bank will send a letter of hardship. You indicate information about bills you pay, etc. They will readjust your mortgage but it is usually more than the original amount. They usually call it a request for hardship document. Sometimes the bank will send a letter of hardship. You indicate information about bills you pay, etc. They will readjust your mortgage but it is usually more than the original amount. They usually call it a request for hardship document.
medicals
Frequently, you can contact the hospitals where the surgeries were performed (provided the bills have NOT already gone into collections) and you can explain the financial hardship. They will have form for you to complete demonstrating the financial hardship that you will need to submit along w/ bank statements, income verification, etc. If there is a true need, they may opt to forgive the debts or at least lower them for you.
Medical bills can build up fast, especially for someone who is uninsured. If you have medical insurance, you may wish to contact the provider to make sure that they cover the procedure or care that was given to you. Have the hospital or doctor bill your insurance. If you don't have insurance or have a large amount of money that the insurance couldn't cover, I would recommend calling the company billing you to set up a payment plan in which you can pay off the debt in low monthly installments. If you have a considerable amount of debt and no way to pay, another way to receive help is to write a Letter of Hardship. Trying to explain the situation shows your good faith and desire to satisfy your bills. Hospitals and medical professionals are very likely to meet you half way, instead of trying to collect through the third party. So writing a short and right to the point hardship letter is worth while, as long as you intend to pay. You may wish to call the company who sends the bills and ask who to address the letter to, as often times the company billing you is not the hospital itself. There are many websites with examples of how to write such a letter.
Dogs don't have to have medical bills, but if you take a dog to a veterinarian for medical treatment, the dog willhave medical bills.