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The short answer is, you can't. You can't get a student loan specifically to pay your child support. You may be able to get a private loan from a bank, but you will have to pay that back eventually as well.

The previous answer was false on every point:

"Actually, child support payments are based on your income. If you are a full time student with no job, you have zero income, so you do not have to pay child support."

Incorrect. Nearly every state has a minimum child support amount. Most states assume that you can earn minimum wage, so your child support will be based on that amount, even if you don't have a job.

"Also, your child support payments after graduation will be based on income after expenses of the student loan, so it should be small. Pay high payments on your student loans and you can justify not having to pay child support, or very little."

Incorrect. Child support payments are based on income, but do not take into account any loan payments at all. Most states calculate a "self-support" amount (the amount required for food and housing) and subtract that from your total income, but they do not subtract car payments, student loans, or any other type of debt. You might be able to get a hardship exception if you can prove to a judge that you can't afford the required child support payment amount.

"You should go to school as long as you can, because the longer you are in school, the fewer years you need to actually pay child support."

Incorrect. You must still pay child support, regardless of school attendance.

"By the way, if you are a woman, you should be receiving the child support, since it is the man that should be paying."

Absolutely false! If the father has full custody of the child, why would he be required to pay child support to the mother?! In every state, the parent who has less than 50% custody of the child owes child support to the parent who has more than 50% custody, regardless of gender.

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13y ago
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17y ago

You cannot get a student loan to pay child support, but child support is not an agreement of custody or visitation. If the judge gave you visitation rights then you have visitation rights. The custodial parent does not have the right to keep you from seeing your children. Child support has no affect on visitation. You must go to court for custody/visitation rights.

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11y ago

Visitation is separate in all respects from child support.

You should get a job or live more cheaply so that you can pay child support. Paying off another loan is just delaying the problem, plus interest.

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Q: Where can you get another student loan to pay your ex child support if you are a full-time college student and he won't let you talk to your kids unless you give him money?
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