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Where does it say it's legal for landlord to request renter's insurance from tenants?
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Does a landlord have to provide an insurance policy for the tenants in Tampa, Florida?
No it is not required. Tenants can however get their own renters insurance to cover themselves.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
What are the requirements for landlord buildings insurance?
All buildings- whether they have a specified number of tenants or an unspecified number of tenants- need to have landlord insurance. It is strongly reccommended.
Is renters insurance required in California?
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
May landlord require you to carry tenants insurance in order to rent?
Actually, this can be a requirement from your landlord.
Who is responsible for tenants damaged things when my storage unit was damaged when roof collapsed?
Tenants should always get renters insurance because when things like this happen, the landlord is not responsible. nor is the owner of the storage unit, unless there was negligence on their part. If the tenant doesn't have that insurance, they have to replace lost items at their own cost. They could always take the owner of the storage unit to court, but a judge will probably ask, "Why didn't you have renters insurance? That's what it is for."
Why would my tenants wants to be on my home owner's insurance policy?
Not sure. But if they have no legal interest in your home then they cannot be listed on the policy. The tenants can obtain renters insurance which will cover their personal property.
Is there a difference between tenants policy insurance and renters insurance?
They are both the same thing. They cover your personal belongings and liabilty protection.
What is "Landlords contents insurance"?
The purpose of obtaining Landlord Contents Insurance is to protect the landlord from damage or loss caused by tenants. This insurance may cover appliances, fixtures, and furnishings.
Is a tenant in Arkansas required to carry renters insurance or can it be placed on the lease by the landord?
Yep, It's become the industry norm to require tenants carry a renters insurance policy. This protects the property of both the landlord and the tenant as well as certain liabilities of the tenant in the event of damages or loss concerning the rented property. It's in the lease contract. Failure to provide the coverage is a breach or default of contract and he landlord can buy whatever he wants and bill it to you.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
