Where to cash a cashiers check?

Answer 1

A cashier's check has guaranteed funds... any bank, etc should cash it for you. I live in Colorado Springs and I have been to 5 banks and none will cash a Cashiers Check without an account. - - - Then something is amiss: "In the United States, under Article 3 of the Uniform Commercial Code, a cashier's check is effective as a note of the bank. Also, according to Regulation CC (Reg CC) of the Federal Reserve, cashier's checks are recognized as "guaranteed funds" and amounts under $5000 are not subject to deposit holds. The length of a hold varies (2 days to 2 weeks) depending on the bank. It is not clear what length of time may pass before a bank can be held responsible for accepting a bad cashier's check." I've never heard of a bank denying a cashier's check ... perhaps you are attempting to cash it at a failing institution, or the check is fraudulent???? The reason I requested a Cashiers Check was because I was under the same impression. If you would like three of the banks I went to were TCP, Academy and Wells Fargo. I Had to open an account at Wells Fargo to get it cashed. They were the only ones that were at least nice about it. - - - Intersting. Sorry to hear about your troubles. I've never run into that before.