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As of 2013, the top three homeowners insurance companies that provide the best rates are as follows: Liberty Mutual, Amica (Auto Home Life), and Progressive.

This above answer is way off base (Progressive only offers homeowners using another partner company). It depends upon which part of the country you live in! The only way is to call the captive agents aka State Farm, Nationwide AND Independent Insurance Agents and ask them to shop it for you.

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Q: Which company offers the best rates for homeowners insurance?
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