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Q: Which reports will provide the underwriter with the information about a consumers credit?
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Where can one get free credit rating report from?

Consumers are entitled by law to a free credit report‰ÛÓwhich is simply a record of your borrowing and repayment history‰ÛÓbut the numerical scores derived from these reports will cost you, in part because credit-reporting agencies aren't required by law to provide them for free to consumers along with the reports.


What is the Consumer Credit Reporting Act?

I believe the Consumer Credit Reporting Act refers to the Fair Credit Reporting Act or FCRA which is a consumer protection law. This law was enacted in 1971 and designed to protect consumers from information being reported on a consumers credit report that was either, inaccurate, erroneous, obsolete or unverifiable.Statistics show that 80% of consumers credit reports have significant errors (even with the FCRA in place). These errors have a tremendous negative impact on a consumers financial situation as well as potential denial or loss of employment.There are companies such as United Credit Education Services that provide resources to help consumers assure the accuracy of the data being reported on there credit reports.


Does freecreditreportcom provide truly free credit reports?

In my opinion freecreditreport.com does not provide truly free credit reports and it if false advertisment. You do have to pay for some of your credit reports because there is more than one. But they dont tell you that on the commercial.


What is the function of Equifax Experian and TransUnion?

They provide trustworthy credit reports.


What should one do if they are denied credit?

Get one of your yearly free credit reports, and request the reason for the rejection. In many cases they are required to provide this information. There are many legal recourses available if the reasons are unlawful.

Related questions

Management information systems provide reports that show conditions that are unusual or need attention by users of the system These reports are called?

exception reports


What are two basic types of written reports?

The two basic types of written reports are informational reports, which provide facts and objective information on a topic, and analytical reports, which analyze and interpret information to make recommendations or conclusions.


What interest group publishes Consumer Reports?

Consumer Reports is published by Consumers Union, an independent nonprofit organization dedicated to providing unbiased product testing, research, and information to consumers.


What do Dun and Bradstreet reports typically contain?

The Dun and Bradstreet reports are a business information report. They provide information for risk management, sales and marketing strategies for companies.


What is the mission of Consumer Reports?

Consumer Reports aims to empower consumers by providing them with unbiased product testing, research, and information to make informed purchasing decisions. Their mission is to work towards creating a fairer, safer, and more transparent marketplace for consumers.


Where can I find out more about ice makers?

A good place to find information on ice makers would be Consumer Reports online. They have product information, reviews and ratings from experts and consumers.


What are informational reports?

Defination, The reports that offer data,facts, feedback and other types of information without analysis or recommendations Explanation, Informational Reports provide the information about that employees,managers and others that needs in order to make decisions and take action.


Because reports provide primary sources will supply most of your background and substance?

research-based information


What website can you view the stock reports live?

There are several different websites that provide live updates on stock reports. I would look into CNBC, NASDAQ, Time and CNN for information on live stock reports.


Search engine ranking reports provide which type of information?

The ranking reports proivde us with information that proves which site gets the most hits and where they rank amongst the other sites. There are several sites that do these rankings.


Where can one get free credit rating report from?

Consumers are entitled by law to a free credit report‰ÛÓwhich is simply a record of your borrowing and repayment history‰ÛÓbut the numerical scores derived from these reports will cost you, in part because credit-reporting agencies aren't required by law to provide them for free to consumers along with the reports.


What does the website consumerinfo provide information about?

Consumer Information offers information that you may be interested in knowing as a consumer. These would include guides on Credit reports and scores and information on mortgaging.