Resources that could be employed in investigating a claim company by responding to the claim right away and ask for witness to interview. After, you have to come to a decision and decide whether or not you need to hire a lawyer.
Snopes.com is investigating a claim that AIG (bailed out by Congress) insures the Congressional Pension Trust. Their status is undetermined at this time.
There are many that claim that American Hope Resources is not a legit company. The BBB has received several complaints about the company.
You will need to employ an attorney (solicitor).
Insurance companies investigating or handling a claim appoint an adjuster. I know of no instance where an insured or claimant would hire an insurance companies adjuster. If you disagree with the company adjusters valuation or handling of your claim, You are welcome to go out and hire your own public adjuster to get a second opinion.
Not sure about 'legally', but they must fully investigate all aspects of the claim, this would minimally consist of statement from all parties inspection of damge, etc.
You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
You need to contact them directly to make any claim unless they employ a third party advisor in you locality.
They built forts
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Company A holds your primary insurance coverage and A is involved in a claim situation with B--whether an individual or company. Company A can pay for the claim or its responsible portion of the claim and subrogate in suit against Part B so that the claim can be settled and ended for Client A.