If these are tools you use at work and not exclusively around the house then you will have no coverage for these items. If you are self employed, you should have a separate commercial policy that will cover these tools whether they are on the job or at your house.
Most of the time the tools would not be covered under your personal auto policy although the vehicle might. You can ask your auto insurance if the type of work you do with your vehicle would be covered under their policy. If not then that's when you need to look into getting a commercial insurance policy.
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Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.
i dont know im tryin to work it out myself
No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.
Eye surgery is covered usually under major medical insurance if it is work related. It also depends on your insurance carrier in terms of the costs and doctors you can choose from.
Any job related injury is covered by worker's compensation, your health insurance shouldn't come into play with a work related injury.
In the United States, employees should be covered for injuries at work by Worker's Compensation insurance, which is purchased by employers. Most employers are required by law to purchase this insurance for their employees.
Most car insurance companies will work quickly to get you covered. The best way is to call several companies and get quotes or most of them have websites that will give you a quote and tell you how soon you can be covered.
Typically, after you are injured at work, an employer will send you to the doctor that is covered by their worker's compensation insurance.
Home contents insurance covers personal belongings in a home, but not anything that is attached to the house itself. Coverage is typically obtained for high priced items such as televisions, jewelry, family heirlooms, antiques and art work.
Yes, you should be since you were already covered prior to this. Although each state varies with this type of coverage. Even if he has a waiting period before he can enroll, he should get a letter from his prior insurance company showing that he had creditable coverage.