Dealers are responsible for insuring the cars on their lots. You need to have a valid driver's license in order to go on a test drive.
You.
Test driving a vehicle with the salesperson in the vehicle. They should put a dealers tag on the vehicle before you left the lot. It will fall into the dealerships insurance policy.
Yes.
I could be wrong, but I would think the motorcycle dealership would have insurance for their vehicles that would have it covered for things like test drives.
insurance department
no it is not
the person responsible for the accident, if the person riding yours caused the accident than he/she is responsible
You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.
Probably not. They have to pay insurance on the cars that get test driven and if you have a DUI it makes it much more expensive for them to hire you.
If the car is not currently insured, then you need to get insurance on the car that you will be driving. You can purchase liability only if you are looking to go the cheaper route.
geico will make you do driving test which is easy anyway i had to i had Irish licence
I would say who ever was driving the car. But it depends on what the highway patrol, insurance company and the judge says if it goes to court.