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This is America, land of the free, home of the brave and rugged individualism. The first place for responsibility is the boy himself. The next would be his parents. Buy your own medical coverage before the accident occurs. if you're low income their's Medi-Cal or Medicaid and if the income is higher Healthy Families or SCHIPh You've said nothing about "negligence" on anyone's part so I won't address it here. Negligence would be a legal question. Wiki Pedia http://en.wikipedia.org/wiki/Negligence Another legal term would be assumption of risk. Meaning that the 12 year old, knew what he was doing could be dangerous and voluntarily did it anyway. Here's the wiki pedia URL http://en.wikipedia.org/wiki/Assumption_of_risk

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Q: Who is responsible for the medical bills if a 12-year-old breaks an arm while playing with another boy in the school hallway?
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