Who is responsible for your health insurance while you are off work due to workman's comp injury?

Answer 1

That is a decision made by your employer. If you are receiving benefit payments from Comp, the only deductions permitted by law are court ordered payments such as Child Support. If you have a co-pay or a benefit you want to keep, you should either make your premium payment to the company or authorize the Work Comp Carrier to deduct it from your check. Check with your HR department and find out how long you will have until they cease your benefits.

Answer 2

Ask your human resources/insurance director of your company. One should not have to do with the other because you would still need to maintain your regular insurance for other health related issues not associated with the comp. injury. If in your employee handbook it states otherwise this would be able to be told to you by the director. Wouldnt make sense though because as long as you pay your premium they cannot and should not drop you. You signed an agreement with the insurance company for coverage as well check, with them too.

Answer 3

Workmans' comp law does not require your employer pay health benefits beyond treatment of the injury. Your employment (e.g., union) contract may require continuation of benefits, however. And FMLA can quarantee 12 weeks of continued employer contribution. After that you must be offered COBRA continuation.

Answer 4

WOW

Where I live it is the workers responsibility to insure his benefits will continue as employers are not required to continue Health care benefits in this case.

Check with your Workers Comp Representative and employer!

Answer 5

Primarily, employers pay into the Worker's Compensation fund. For this reason, employees should take extra care about safety measures and avoid injuries because claims can cost the employer their business eventually.