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Who should carry insurance on a teen driver when she resides in a household that is not her legal guardians?

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The person providing access to a vehicle should provide coverage for all persons they allow to operate their vehicle. Should you provide access and fail to provide coverage you can be held personally liable for any damage the child does. If the child somehow obtains the vehicle on his own then liability may fall to the legal gaurdians depending on the circumstances of legal gaurdianship and control.

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First answer by Insplus1. Last edit by Insurance Plus. Contributor trust: 275 [recommend contributor]. Question popularity: 10 [recommend question]

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To have your teen driver on your insurance policy do they have to live in your household?  If your childs car and insurance are in her name but she resides at your home can you be?