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Regardless of the situation: renter, landlord, apartment building or condominium situation, the first priority is to address the clean-up.

Then, phone your broker and turn the issue over to your broker, who will collect all the insurance participants to decide who pays for the clean-up. (Clean-up and paying for clean-up may be separate issues.)

The insurance stakeholders will determine whose deductible is due.

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Q: Who should pay deductible from my renters insurance on APT rental due to water pipe burst Landlord or Tenant?
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Related questions

Is a Section 8 Landlord required to have insurance?

Every landlord is required to have insurance, but now the question is what type of insurance. Property insurance is likely the type of insurance that the landlord is carrying. This does not cover anything inside the property that belongs to the tenant. For this, the tenant needs to purchase separate insurance called renters insurance.


Should a tenant pay rent to a landlord who has lost his renters privilege?

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Can a landlord keep a tenant's deposit for something the tenant did not intend to do to hurt the property?

The Landlord can keep the deposit for any damage. No matter who or how it was caused. You should have renters insurance to take care of anything like this.


What kind of insurance should you ask your tenant to carry?

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Who is entitled to insurance proceeds between tenant and landlord?

That depends on the type of insurance policy it is. If it's the landlord's policy on his building, with him paying the premiums, then the insurance benefits go to him. For the insurance money to go to you, then you would have had to have taken out renters insurance, with you paying the premiums, insuring the contents (your personal belongings).


Is a tenant in Arkansas required to carry renters insurance or can it be placed on the lease by the landord?

Yep, It's become the industry norm to require tenants carry a renters insurance policy. This protects the property of both the landlord and the tenant as well as certain liabilities of the tenant in the event of damages or loss concerning the rented property. It's in the lease contract. Failure to provide the coverage is a breach or default of contract and he landlord can buy whatever he wants and bill it to you.


Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?

The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.


Why would a landlord request that he be named as an additional insured party on your renters insurance policy?

Renters insurance and the Additional InsuredIt is common to list the property owner as an additional insured, After all you are renting his property and have accepted certain liabilities for damages to the property. The reason a landlord would require this is in the event that a loss occurs and the tenant refuses to file claim, the landlord as an additional insured can call and file the claim for you. AnswerThat is a good question. You are right to be cautious ask your insurance agent.


Will renters insurance cover sewage pipe backup damage?

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Can a landlord and his insurance claim money from you for a kitchen fire?

Your "Renter's Insurance" should be the one paying the claim. It is your responsibility as a tenant to report any property damage to the landlord, and at the same time it should have been reported to your insurance carrier. If, per chance, one does not have renters insurance (which escapes all understanding why one wouldn't have this) then the tenant is responsible for all damages above what is considered normal wear and tear.


Is it required that a landlord give the renters money back after one day of leasing?

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Can landlord use home insurance claim if tenants wreck property?

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