No one. If the person does not have a valid license they cannot be insured for any type of coverage concerning motor vehicles. not true just get your motorcycle permit and you can get insured i know plenty of people who dont have motorcycle licence and have insurance
Yes, if he is the owner and has another driver he can name as primary. That said, most insurers will insure only licensed drivers and will require documentation of licensure at the time of application and of issuance of the policy.
No
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
both, you for hitting the other vehicle and the other driver for being unlicensed
I have known people to buy vehicle without a driver's license, but I don't believe you can insure it. You probably could get storage insurance, or maybe insure it with someone else as a primary driver. But most likely the insurance will have to be purchased by someone else. im an auto insurance agent.... in some states, you may insure your car even if you dont have a valid driver license. you may also buy your own car in some dealerships. you just gotta look for them...
NO!
As the driver is unlicensed it could be argued that they did not know how to behave on the road and therefore were the cause of the collision.
Depends on the insurance company. There are companies that will insure unlicensed drivers.
Yes
No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.
They both are. The logic being that the unlicensed driver shouldn't have been there in the first place, and would not have been involved in the accident if they'd been in compliance with the law.
Both are held liable.