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Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?
Wiki User
∙ 18y ago
I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.
Wiki User
∙ 18y ago
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Do 15 year olds with learners permits have to have insurance for their parents car?
No it depends on you insurance company, some companies require the kid to be on the insurance while others don't until they get their day license.
Do you need to be listed on your parents car insurance policy as soon as you get your learners permit?
The insurance company stipulates, any household member that can drive. It doesn't say how often so yes.
Do you need to be added to your parents auto insurance policy when you have a learners permit?
Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.
If you drive on a learners permit without an adult in the car do you have to pay for the other persons injuries and their car damages?
Yes, you or your parents, or the insurance company of whoever owns the car you are driving.
In the state of Georgia does a person with just a learners permit have to have auto insurance?
no. because as long as the parents has insurance they are fine. And this is only if the parent adds them on their insurance.
Can a 15 year old with a learners permit get car insurance?
Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc
Does one need to be covered under the parents' insurance when one just got her or his learners permit?
It depends on the insurance companies rules.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
If you get a learners permit will your parents insurance go up?
Yes, the premium will increase as you must be included as a driver in their policy. I disagree. It depends on the insurance company. Mine told me my rates will not go up when my son gets his permit, but they do want to be notified. Rates will go up when he becomes licensed.
Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.
If i buy a car can i still be on my parents insurance?
Ask your insurance company. It is likely that you parents will need to be the owners.
How much would it cost to add a teen with a learners permit to his parents' insurance?
It will cost nothing, until he/she get the actual license
