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Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.

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17y ago
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Q: Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
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Damage to property cause owners neglect?

Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.


Do you need windstorm insurance if you are renter?

I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages


Does landlord insurance cover car damages on property?

No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.


Why is it your fault if you have no collision insurance?

Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.


Can landlord use home insurance claim if tenants wreck property?

If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.


In Florida who is responsible if a dead tree falls from a vacant lot onto my property and damages my home and my insurance deductible is 1000 and damages were 300?

The owner of the vacant lot is responsible for the $300 worth of damage. Liability does not depend on whether the lot has improvements or not.


Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?

The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.


Is landlord insurance a reliable insurance company?

Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.


If in a wreck and my fault with no insurance?

If you were at fault for the accident you are responsible for the damages to the other person's car. If you are unwilling to pay they can take you to court and attach a lien to your property, garnish your wages or otherwise force you to pay for the damages you caused.


Does property insurance or auto insurance pay when a auto owner damages his garage with his auto?

Auto Insurance.


Does shelter insurance offer coverage for natural damages?

"Yes, Shelter Insurance offers coverage for natural damages caused by things such as a storm, although the customer is responsible for reporting such damages in a timely manner. You are also required to ensure that the damaged property does not incur more damage by providing proper protection after the damage."