Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
The owner of the vacant lot is responsible for the $300 worth of damage. Liability does not depend on whether the lot has improvements or not.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.
If you were at fault for the accident you are responsible for the damages to the other person's car. If you are unwilling to pay they can take you to court and attach a lien to your property, garnish your wages or otherwise force you to pay for the damages you caused.
Auto Insurance.
"Yes, Shelter Insurance offers coverage for natural damages caused by things such as a storm, although the customer is responsible for reporting such damages in a timely manner. You are also required to ensure that the damaged property does not incur more damage by providing proper protection after the damage."