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Read your policy. If the policy says that anyone driving your car with your permission is an insured, then the company that insures that car pays. Many policies exclude certain drivers, so it is not a one size fits all answer.

The insurance for the car will pay, not the driver. Sadly, you are not required to pay anything, but if you are a responsible person, then you will....especially if it was your fault.

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Q: Whose insurance pays if you are borrowing another's car and are in an accident?
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Related questions

Whose insurance should you call after an accident?

After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.


Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?

Insurance follows the vehicle, not the driver.


Whose insurance should I call if there was a car accident and it was their fault?

I would call their insurance, if you did not know who they are or they didn't have insurance, I would call your company and they can get the ball rolling.


If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.


If a car is titled to an 18- year old but she is under her parents insurance policy whose responsible if she gets in an accident?

She is.


If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Whose insurance will cover repairs when car was hit and they left the scene of accident?

Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.


When driving with a learner's permit and involved in an accident whose record does the accident go on?

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Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


Who is liable if an 18-year-old has an accident with his boat and is the only owner on the title and the insurance is under his name?

It would depend on whose fault it was.


Who benefit from borrowing?

Generally the lender, whose profits are all from the interest.