Homeowner signs the
purchase agreement
Step 2:
Homeowner applies
for a mortgage
Step 3:
Homeowner receives
an accepted and signed
purchase agreement
Step 4:
Mortgage Company
issues homeowner a
commitment letter
Step 5:
Homeowner selects
interior materials
and finishes
Step 6:
Your sales consultant
releases your paperwork
to construction
Step 7:
Construction dept.
surveys lot &
obtains permits
Step 8:
Foundation
is poured
Step 9:
Framing begins on
your new home
Step 10:
Plumbing, Electrical &
Heating/Cooling Systems
are "roughed in"
Step 11:
Insulation and energy
work completed
Step 12:
Drywall
installed
Step 13:
Homeowner contacts
mortgage lender
Step 14:
Interior trim,
flooring and cabinets
are installed
Step 15:
Homeowner receives
closing & walk-through
dates
Step 16:
Carpet
is installed
Step 17:
Construction dept.
does a quality
control inspection
Step 18:
Homeowner's first
new home orientation
Step 19:
Homeowner arranges
for certified funds
Step 20:
The day of closing!
Step 21:
Warranty follow-up
Step 1
Homeowner signs the purchase
agreement
Congratulations! Signing the purchase agreement is
the first step to purchasing your new home. You
and your sales consultant will carefully review how
your new home will be built with regards to front
elevation, first and second floor layouts, and all structural
items. At this time, if your exterior color package has
not already been specified by our design team, you will be
selecting your exterior color package from one of our many
pre-coordinated choices.
Step 2
Homeowner applies for a mortgage
Now is the time to meet with the lender personally, in order to apply for
a loan.Your lender will help in determining what loan program is
best for you. In preparation for your meeting you will need
to gather the following documents and bring them with
you to your mortgage application appointment:
a. Copies of most recent one month's pay stubs.
b. Copies of your last two year's W2s.
c. Copies of your three most recent month's bank
statements.
d. List of all monthly debts
(acct #, credit card balances, car payment).
e. Copy of purchase contract and earnest money check/receipt.
f. If renting, landlord address & phone # for past 12 months.
g. Copy of driver's license or other photo ID.
h. DD214 (VA only).
i. Certificate of eligibility (VA only).
At the time of your mortgage application, your lender will give you what is
called a "good faith" estimate. This will give you a break down of what your
monthly payments will be, as well as what your closing costs will be. Keep
in mind that these figures will change slightly at closing, depending on the
actual interest rate you lock in, what your final down payment amount is, and
what day of the month you close.
It is also important to understand that, throughout the loan approval
process, your lender may request additional information from you. This
information may be required so that your lender can process the loan
and give you a loan approval. It is crucial that you supply the lender with
all information in a timely manner, so that you do not delay your loan
approval and the start of your home.
Step 3
Homeowner receives an accepted
and signed purchase agreement
After you sign the purchase agreement, the original
copy will be sent to our corporate office, whereby
we will sign and accept it.You will receive copies
of the executed purchase agreement via certified
mail within twenty days of your signing date.
Step 4
Mortgage company issues
homeowner a commitment letter
Congratulations! You have been officially approved
for a mortgage. Once you receive your approval it
is very important that you review any of the
listed conditions on the approval with your
lender, so that you understand what is expected
of you. During the remainder of the construction
process, it will be important for you to discuss any
potential changes to your financial status with your
lender. Whether you intend on purchasing a large item, such as
an automobile, changing employment or even receiving a cash gift
from a family member, it is vital that you talk to your lender first.
The reason for this is to make sure you don't negatively affect
your ability to purchase your home. It is necessary for your file
and credit report to be updated thirty days before you close on
your home.
Step 5
Homeowner selects interior
materials and finishes
An interior design consultant will contact you
directly to schedule an appointment for you to
select your interior colors and materials.You will
select items such as flooring, interior trim, cabinets,
countertops, and appliances. In the
Crystal Pepsi was created in 1992.
Van Halen
Crystal Pepsi ad
The saddest thing to have ever happened was when Crystal Pepsi was discontinued.
In 1934 Pepsi begins selling a 12-ounce bottle for five cents, the same price charged by its competitors for six ounces.
One of the primary reasons that Pepsi donates to various causes is desire to give back Back to the consumers who enjoy Pepsi products and to the economy of the community. Where there is a community that believes in a product so much and stand by the company is evident by route sales. Crystal Tate
by not adding caramel (no more brown), and by then bleaching it (else its a wee yellow). Voila!
Pepsi
The cast of Brown Sprite - 2013 includes: Sam Eidson as Crystal Pepsi Creator
A Pepsi can does not have any Pepsi in it.A can of Pepsi does have Pepsi in it.
i dont know but i would eat pizza and have some pepsi and eat some goose aft! hope this helps!!!!!!!!!!!!
Pepsi Pepsi Diet also called Pepsi Light Pepsi Max