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Why does a dance host on a cruise ship have to sign a waiver releasing the agent and cruise company from liability and does his travel insurance cover him and what happens if the ship sinks?
Wiki User
∙ 14y ago
The waiver pertains to liability of injury while dancing. Dancing on a stage is dangerous because of lighting conditions, and cruise ship stages are especially dangerous because of the added motion of the ship. Injuries to cruise ship dancers are fairly common, and the waiver is to safeguard the company against lawsuits. The dancer does however have insurance to cover medical expenses. If the ship sinks, the dancer is used as a floatation device. If we are adrift at sea for more than two days, the dancer can be used for food. In all seriousness, the dancer has as much chance in the middle of the ocean as any other person for survival. There are enough life boats for all crew and passengers -- dancers and all.
Wiki User
∙ 14y ago
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What is liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
What is vehicle liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
What happens when a boat is written off by an insurance company?
When a boat is written off, it becomes salvaged, usually it is destroyed to prevent further liability.
What happens to a car that's declared totaled by the insurance company?
If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.
If you get into an accident and you dont agree with thE insurance company what happens?
what do you disagree with? amount of repair or total? liability decision? there are many different avenues dependant upon what the disagreement is about.
What happens if insurance companies cannot agree liability?
Typically they would arbitrate the matter.
What happens if the other driver in an accident denies liability?
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
What happens if you pay your car loan so it doesnt get repossessed but you dont have insurance?
Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will significantly increase your payments. It would be so much cheaper and better protection for you to find your own insurance. Park it until you get insurance.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
What happens if a person cant get auto insurance?
In many or most states not having liability is against the law. No insurance and you drive illegally, or you do not drive at all.
If your insurance company denies the other persons claim can the other persons insurance deny your claim?
Perhaps the best answer is "yes and no". If your auto insurance company denied the claim of another party with whom you had a collision, it was either because you did not have liability coverage to protect you from the claim, or because your insurer, after investigating, did not believe that you were at fault. If the other party had liability insurance, the insurer can deny your claim for the same reasons. If this happens, the other party is generally free to sue you, in which event you need to turn the suit papers over to the insurer so that it can defend you (if you had liability insurance). If you did not have liability coverage, you will have to defend the suit yourself. In all events, you have to act promptly, or else you may lose by default. When you (or the insurance company) respond to the lawsuit, if you have a claim against the other party arising from the same occurrence, it must be asserted as a "compulsory counterclaim". If it is not, you will lose the right to assert it as a separate suit. If the other party had liability insurance that covers your counterclaim, it will defend the counterclaim. The ultimate result will either be that the claim(s) are settled or resolved by the court after a trial on the merits.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
