Why does your insurance premium go up after a no-fault accident?

Are you sure that's why it went up? Many times folks have an accident (non-chargeable) and there is an 'across the board rate increase' and they think it was from the loss, when it was a rate increase for everyone...Call your agent or company's policy services dept and ask for sure. If it did go up for this loss, there could be many reasons...Number of claims, length of policy etc. But they will be able to give you the answer.

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First answer by Mama lori. Last edit by Mama lori. Contributor trust: 295 [recommend contributor]. Question popularity: 32 [recommend question]

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