It's standard procedure for an insurance company to investigate any and all claims made by it clients to insure any fraudulent activity is not occurring. For example they want to make sure that your car was 'legitimately stolen" and that it is not been illegitimately asked to be taken or possibly hidden just to receive the insurance money.
I don't believe that the insurance company would prohibit you from removing a vehicle from your policy. There must be more to the story than you a telling in this question. If your vehicle is financed the contract you have with the bank or finance company may prohibit you from not having proper coverage on it. Also, an insurance company may be telling you that they are not wanting to insure just some of your vehicles and not all vehicles in the household.
No. You cannot insure a vehicle that does not belong to you. If you were to add the vehicle without telling the insurance company that it doesn't belong to you there will be no coverage and any claim will be denied. You will have wasted your money.
You should always report damage to your insurance company, even if you do not have the other party's information. Your insurance company can conduct and investigation and will still possibly pay for the damages.
You can get company vehicle insurance at www.iaai.com.
Unless you're the company owner, you generally don't need to provide insurance for a company vehicle.
The cost for insurance will be determined by the location of the vehicle as well as the type of vehicle.
Yes my boyfriend got insurance on my van without telling me
An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.
In most states an insurance company must report to the DMV of your state that your insurance is been canceled. This often results in your state suspending your drivers license unless you can prove that you do not have a vehicle, and that the reason your insurance was canceled was because you no longer have a vehicle. The license plate that was obtained for the vehicle must be returned to the DMV. If insurance was purchased for the vehicle from another insurance company, then you must provide proof that you have insurance from the new insurance company. If the actual owner of the vehicle bought insurance from another insurance company, then this should be easy to prove.
Usually, 50/50%. Depends upon the state laws. Get your own insurance company involved. When a car made a right from the second lane and scraped across my bumper I didn't have any damage so I didn't notify my insurance company. The other driver was clearly at fault and was given a ticket for making an illegal turn. A few weeks later I got a letter from his insurance company saying that their investigation had determined I was at fault and I should send them $$$$$. I sent the letter on to my agent and my company made their own investigation (simply requested the police accident report). Hopefully, you have a police report.
An insurance company that sell vehicle insurance to people.
If you wreck your vehicle, the insurance company pays you off and you give them the title for the vehicle. The insurance company then turns around and sends the vehicle to an auction (usually for dealers and wholesalers only) and sell it. Most of the time a salvage company will buy the car for parts and the insurance company can recoup some of their money.