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Because you are losing 25% of your heat through there! (un-doubleglaxed windows lose 10%, un-insulated cavity walls lose 35%) The current regulation is 10inches (250mm) although new builds are having 12inches put in.

Basically, it's to save you money and to save the environment. An uninsulated roof is such a waste of energy and resources. If you have it insulated, your home will heat up quicker and when the heating switches off the heat takes longer to dissipate too. It also makes the upstairs cooler in the summer as the heat from the sun on the rooftiles stays in the loft and doesnt pass through the insulation thus you can sleep better. It works both ways. Clever stuff.

in an easyer form

Because you lose 25% of heat from your house you need roof insulation! We use insulation to save money and the environment. An uninsulated roof is such a waste of energy and resources. If you have it insulated, your home will heat up quicker and when the heating switches off the heat takes longer to get out. It also makes the upstairs cooler in the summer as the heat from the sun on the roof tiles stays in the loft and doesn't pass through the insulation so you can sleep better.

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Q: Why is roofing insulation necessary?
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