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Insurance is a good thing to have because it protects your personal stuff, and if something happens to it you can either get it replaced, fixed or get payed in cash/vouchers to replace yourself. For example...
HOME INSURANCE
With home insureance your home and belongings inside the house will be protected by the insurance company and if the house or property gets damaged accidentally (or if damaged by someone else perpesly) it would normally get fixed or replaced by the company, if something gets stolen inside the house you may have vouchers or cash depending on the item/s taken, however when you sign up with a insurance company you will have a monthly bill to pay to have the household items and the house itself proctected.
CAR INSURANCE
With car insurance same thing again if damaged they will fix the car for you and possibly supply you with a free hire car to use till the car is fixed or if stolen the insurance will get called up by police (after you called police to let them know that the car has been stolen) and then police will investigate to find the car while the insurance will once again lend you a hire car for free. (same thing with the monthly bills to keep car protected)
LIFE INSURANCE
Finally with life insurance its possibly a very important one to have cause this one protects your life, if you get injured at home or work or in any other area you pay nothing for the repairs of your body for example the bones in your leg get snaped or fractured you wont have to spend hundrends possibly thousands to get it reconstructed, instead you spend a monthy fee of $2 to $3 on adverage, if you end up passing away (dead) your money and belongings go to a famly member or friend you have chosen (optional) and the grave costings is completely covered for free.
insurance is good to have but you have to pay monthly fees so keep that in mind...
:)
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∙ 12y ago
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