LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.
More than likely your lien holder will require you to carry collision and comprehensive coverage in addition to liability coverage, this is to protect them/their investment.
That's up to Kmart. They can carry as much or as little coverage as they choose. There is no law that requires them to carry liability insurance at all.
It should.
It should to others, but if you have liability only, you may have only the minimal coverage req'd.
All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
In PA you are required to carry at least liability coverage. This is the law in most states.
There is no average. You need to have as much liability coverage as you can afford to carry. You must have enough to cover everything you own and your future earnings as you can loose this if you have an at fault accident and hurt someone.
If the car you have is new, it is safer to go with full coverage. If it is old there is likely little reason to bother paying for more than liability coverage.
Sure they can. If you don't like the requirements of the job then don't take that job. They are probably going to insist that you carry a limit if liability equal to their limit as well as the requirement to carry coverage. If you have an accident you will probably be sued and they will be sued as well. In order to protect their insurance coverage they will require you to have this coverage for an accident that is your fault.
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components: