Any number of reasons, 1 the driver was excluded or otherwise not an insured under your policy. or 2 insurance proof was not furnished in a form of writing when requested by the law enforcement officer.
Answer"Why would someone get a ticket for no proof of insurance, when she is insured?"In most states, you are required to provide proof of insurance if stopped by an officer. If you cannot furnish a current insurance card he has the option of issuing a traffic ticket.
Normally you can take a notarized letter from you insurance carrier to the clerk indicating coverage for the driver was in effect and the ticket will be dismissed.
However you state in your post that your wife is excluded. If a person has been excluded from the policy she is in fact driving without insurance.
You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.
The ticket will only get dropped if you have proof that you HAD insurance at the time of the ticket had been issued. You may get the ticket fine lowered with proof that you now have the required insurance.
There is not a ticket charge for a no proof of insurance in Michigan. You are given a ticket for other things, such as speeding.
no, but if you want to pay less for the ticket then yes
You have to ask the insured. By Law, the Life Insurance company cannot tell you unless they have proof that the Insured is dead. They would be violating the privacy law. *Check with The Center for Life Insurance Disputes.
No....a binder is a form of proof of insurance
get your headlight fixed drive carefully and get insured soon as possible-been there done that got very lucky and was'nt ask to show proof
Yes, if the vehicle is registered, in most states, you must have it insured. If the officer asks for proof of insurance, you are required to show it to him. If you do not have it, he may issue you a ticket. It does not matter if the car was in motion or parked.
Do you have any insurance. If driving, they ask for your proof of auto insurance.
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.
go to traffic court and take your proof of insurance with you. this will prove to the judge that you have insurance and they will usually remove that part of the ticket.
Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.