If the motorcycle was inside the garage of the house, most likely it will be covered. Check your policy.
A motorcycle breakdown cover is an basically an roadside policy on your motorcycle. Buy purchasing one of these you will be able to have roadside service in case you motorcycle breaks down and you will need quick repair.
Generally no because you would need to have a motorcycle policy to cover it separately, as it is a motor vehicle and has to have its own policy. There are some carriers out there that may add the motorcycle to a homeowners policy but it is rare and usually due to specific reasons.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
Read your policy and check with your broker for the answer you want.
You are probably referring to an HO-3
No. Motorcycles are covered under a motorcycle policy that is purchased separately and like an auto policy you need comprehensive coverage on the policy to cover theft. A homeowner's policy specifically excludes coverage for any self-propelled vehicle except lawn mowers used exclusively for the maintenance of your property. If the mower is used to cut other peoples grass for pay it is not covered except under a business insurance policy.
That would depend on the wording of your policy.
It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.
You would need a seperate policy with most companies I would check with your agent or get a new policy by callin Allstate at 877-834-0398
The type of Insurance Policy you need is dependent on the use of the property. Whether it is residential or commercial all the joint owners should be listed on the insurance Policy as holders of interest in the property. This is the proper way and the most cost effective way to cover each of the joint owners shared interests in the property on one policy. The type of policy will usually be a "Dwelling Policy".
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.
This can depend on how the owners policy is written and the state laws. Some policies will not cover anyone that is borrowing a car even with permission.