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No. You policy states that you must list all household members and drivers of any of your vehicles no matter how often. Especially in the situation of a child who is related to your by blood or marriage. Be very careful with issues like this. You are not paying the company for the premium due them for this driver so you have no right to expect them to pay the claim when the person have an accident. The can and will deny the claim. I have seen it done and it states your requirements in the policy.

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Q: Will auto insurance cover if child drives car on occasionally does not live with you?
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