Does homeowners ins cover a rip in liner of an inground pool?

Answer 1

If the policy specifically covers the pool, yes. If there is no specific mention of the pool in any of the insurance coverage papers, no. I don't think that there needs to be specific mention of the pool in the policy. The wind damgae should be covered subject to the deductible. Be aware though that even minor claims can cause your insurance premium to go up so get good advice before proceeding with the claim.

Answer 2

Damage to your pool would be covered under Coverage B (other structures) of your policy. But, whether your liner would be covered depends on what caused the damage. If the damage is from normal wear and tear, then no, the damage would not be covered. Review your policy and determine what caused the damage to see if there is coverage. Also, remember the insurance company will only pay for the damage which exceeds your deductible. If you have a high deductible it may not make sense to report a claim.

Answer 3

Yes, working on getting the refund at this very moment. We had hurrican Sandy this past year and a tree fell with branches damaging my pool cover and liner-all was covered less the depreciation.

Answer 4

Your homeowners insurance policy may or may not cover a ripped pool liner. It all depends on the policy form you choose when you purchase the homeowners insurance policy, the policy language and any endorsements. You should check with your agent or insurance company to determine whether it is a covered peril or not.

Answer 5

No. It did not happen due to a covered cause.